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Adviser Onboarding for DFM’s

Adviser Onboarding for DFM’s

What’s the difference between Structured Products and Actively Managed Certificates. Read here to find out more.

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Fintech group unveils retirement income platform

It is targeted at insurance and pension providers, wealth managers and advisers. Cambridge-headquartered Socius Technologies has launched retirement income platform Spero. Spero is an acronym for “Systematic platform for enhanced retirement outcomes” and represents a significant shift in terms of the options offered to individuals to provide an income in retirement.

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Does static drawdown provide the best retirement outcome?

Does static drawdown provide the best retirement outcome?

Static income drawdown strategies are often sub-optimal for members who require a minimum “critical” income in retirement. While cautious approaches reduce the risk of running out of money, they may limit early retirement consumption. Conversely, larger withdrawals increase the risk of income shortfalls later in life. A dynamic, personalised withdrawal strategy, or combining drawdown with annuities, offers superior outcomes. Our SPERO® platform can stress test strategies, helping providers implement personalised solutions that improve retirement outcomes.