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Adviser Onboarding for DFM’s
What’s the difference between Structured Products and Actively Managed Certificates. Read here to find out more.
Glossary of terms for Structured Products
Confused by the jargon in Structured Products? We look at some of the common terms and explain what they mean.
Part 3: Use a fixed-term annuity and convert it to a whole-of-life annuity later
In part three of our trilogy we investigate when/if investors should convert their fixed-term annuity into a whole-of-life annuity.
Our latest news
Mariana UFP LLP adopts the Socius structured products platform
Socius announce Structured Products provider has licensed its Structured Products platform
Socius establishes new holding company structure
Socius has established a new UK holding company, Socius Technologies Group Limited, which will serve as the parent holding company of its technology-related businesses.
Socius insurance hedging platform adopted by large European life insurer
Socius Technologies announces a new large European client is now live with its iCPPI hedging platform.
In the news
New platform aims to boost retirement incomes by combining drawdown and annuity options
Socius Technologies has launched a new retirement income platform, aimed at pension providers, insurers, wealth managers and advisers. The platform aims to provide dynamic retirement solutions, that combine income drawdown and annuities to help meet individual retirement goals.
Fintech group unveils retirement income platform
It is targeted at insurance and pension providers, wealth managers and advisers. Cambridge-headquartered Socius Technologies has launched retirement income platform Spero. Spero is an acronym for “Systematic platform for enhanced retirement outcomes” and represents a significant shift in terms of the options offered to individuals to provide an income in retirement.
UK structured products portal gains momentum, Leonteq get BMR approved
Advisers are increasingly embracing technology in the UK market to facilitate new product sales and rollover maturities, as well as driving efficiency and cost savings.
Our exclusive thinking
The problem with using Failure Rates when assessing retirement income strategies
Although the chance of failure seems simple, there are better ways to help clients plan for retirement. Planners and clients must think beyond failure rates when developing their retirement-income strategies and use metrics that reflect investor outcomes.
Does static drawdown provide the best retirement outcome?
Static income drawdown strategies are often sub-optimal for members who require a minimum “critical” income in retirement. While cautious approaches reduce the risk of running out of money, they may limit early retirement consumption. Conversely, larger withdrawals increase the risk of income shortfalls later in life. A dynamic, personalised withdrawal strategy, or combining drawdown with annuities, offers superior outcomes. Our SPERO® platform can stress test strategies, helping providers implement personalised solutions that improve retirement outcomes.
Portfolio Insurance Glossary of Terms
In this article we take a look at some of the terminology and acronyms that people use when talking about portfolio insurance.
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David MacDonald
CEO
